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Ethiopia's first investment platform

Grow your
wealth.
Start today.

Santim makes investing in Ethiopia's stock exchange as simple as sending money on Telebirr. No broker visit. No minimum. No jargon. Just your money, working harder.

Get early access See how it works
ECMA sandbox applicant
ESX integrated
Telebirr native
S
135M
Ethiopians
54.84M
Telebirr users
~14%
T-bill yield
66
ESX IPOs in pipeline
0
Licensed competitors
What we offer

Three ways to invest.
One simple platform.

Whether you want us to handle it or you prefer to choose your own investments, Santim gives you clean access to Ethiopia's capital market — in Amharic, in minutes, from your phone.

⬡
Managed Portfolios
0.5% per year
Answer 5 questions. We invest in ESX equities and T-bills automatically. No financial knowledge required. Amharic-first interface.
Learn more →
◈
Self-Directed Trading
ETB 10 per trade
Buy and sell ESX-listed equities, T-bills, and bonds directly. Flat fee. No commissions. No spread markups. Free for Premium.
Learn more →
◎
Diaspora Accounts
1.0% FX spread
Open from Toronto, DC, or London. Convert your dollars to Ethiopian securities at the official CBE rate. Own Ethiopia from anywhere.
Learn more →
How it works

From nothing to invested
in ten minutes.

01
Tell us your goal
Answer five simple questions about what you want your money to do. Save for a home? Grow for retirement? We speak Amharic.
02
Add funds via Telebirr
Deposit from your Telebirr or CBE Birr account in seconds. No bank visit. No wire transfer form. Just your phone.
03
We handle the rest
Santim allocates your money across ESX equities and government T-bills and rebalances automatically. You watch it grow.
The moment

Ethiopia's capital markets
just opened.

The Ethiopian Securities Exchange launched in January 2025 — ending a 50-year absence from organised capital markets. 66 companies are in the IPO pipeline. Awash Bank listed last week. This is the beginning, not the middle.

Read why the timing matters →
Ethiopia by the numbers
Population135M
Median age19.1 yrs
Telebirr users54.84M
ESX IPO pipeline66
T-bill annual yield~14%
Licensed competitors0
"The exchange built the road.
Santim builds the car." ዛሬ ሳንቲምህ፣ የነገ ሃብትህ
Start with what you have · santimwealth.com
The product

Your portfolio,
beautifully simple.

A clean, Amharic-first mobile app that turns your Telebirr balance into an ESX portfolio. Real-time returns. IPO access. Everything in one place.

Join the waitlist
Total portfolio
ETB 12,480
▲ +14.8% · +ETB 1,611 this year
T-bills
70%
Equities
30%
Add funds — ገንዘብ ጨምር
Join the waitlist

Start with
what you have.

Be among the first Ethiopians to invest through Santim. We launch in Addis Ababa first — and we are building the waitlist now.

ካለህ ጀምር · Start with what you have · No spam, ever.
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